Moraga About US Golden Quality Appraisal Services Appraisals
A residential real estate appraisal report is an independent, unbiased, third party opinion that provides an official estimate on the market value of a residential property from an accredited professional.
Qualified Golden Quality Appraisal Services appraisers will determine the fair market value of your property and offer sellers an accurate figure of what a home could sell for on the open market. We also protect buyers with details for regarding its actual market value. Our licensed Moraga appraisers offer estimates for a property’s tax-assessed value.
Accurate Home Appraisals
Expertise and the qualifications required for appraisals for:
A formal appraisal is essential for calculating a realistic listing price. Many sellers who have consulted with Golden Quality Appraisal Services before putting their homes on the market have benefitted when selling real estate in Moraga.
Appraisal for Home Buyers
Many lenders require a residential property to be appraised before buyers make a formal offer in order to ensure that the amount of the requested mortgage loan is accurate to the home’s actual value. Independent appraisals also give buyers a chance to verify whether the list price is reasonable and may be included as a contingency clause in purchase agreements where the bank’s approval of the loan is conditional to a professional appraisal.
Appraisals for Home Refinancing
As is the case with an original mortgage loan, lenders may request an appraisal of your property when requesting a refinancing loan if the property has decreased in value over time to ensure that your home’s value is equivalent to the requested loan. In addition, the equity in your home may have also decreased depending on any changes in its market value which our licensed appraisers are qualified to assess.
Residential Appraisers for Tax Reassessment
Golden Quality Appraisal Services provides residential home appraisals for the purpose of determining accurate property taxes. Since many states base property taxes on the market value of your home; if your home in Moraga has decreased in value, you may be eligible for a decrease in property tax based on the findings of an accredited appraiser.
Types of Residential Appraisals:
Golden Quality Appraisal Services understands how important an objective and detailed appraisal can be to facilitate your personal or business real estate transactions and completes reports in a timely and efficient manner. Call us for a confidential and free consultation.
Is an Appraisal the Same as a Home Inspection?
It is important to differentiate between a licensed appraisal and a home inspection. While a home inspection provides information on the structure and surrounding area of a residential property; an appraisal factors in additional pertinent information to arrive at a precise monetary value that is based on specific and qualified calculations made by a qualified and unbiased professional.